Are you at the stage where it’s time to evaluate whether bankruptcy or proposal, both personal and / or business, are viable options? We are accounting and finance specialists at our core, but we make ourselves available every step of the way during the bankruptcy or proposal process. It’s your obligation to be comfortable during all stages, knowing whether you can accept the changes you will agree too. At HA-PC, we will lead you through and utilize our network until we reach the final phase. Of course, we will outline all solutions, broken down to a financial point of view and lifestyle point of view.